yes. and dont forget about the medical tourists who come from Canada to the USA to get their hip/knee/joint replacement done and pay out of pocket because they literally cant stand to go 9-12 months before they get their Canadian cutting, and their incision closed with maple syrup.
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Does Trump have a chance?
- Thread starter Texas97
- Start date
yes. and dont forget about the medical tourists who come from Canada to the USA to get their hip/knee/joint replacement done and pay out of pocket because they literally cant stand to go 9-12 months before they get their Canadian cutting, and their incision closed with maple syrup.
Pook
Red Skull Member
I am Canadian and fully agree. We also still for the most part need extended health benefits and pay for them as well. Plus in BC we used to pay a monthly fee for basic medical, which now has been transferred on the backs of employers. We pay taxes on top of taxes on top of taxes. I understand for the bottom feeders and lower level income earners, they enjoy the "free medical" The rest of us pay dearly.
It also took me three years of pain, lose of quality of life and fucking around just to see a surgeon about a partially torn bicep tendon and to get a MRI. Which in the end right before the MRI fully torn by itself and i said screw it and recovered on my own as it was now fully wrecked but I am not in pain anymore and good to go. Same thing with a blown knee. Years of messing around.
Our system is ok, but its also a joke at the same time.
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3 years. thats incredible. i would be irate about that. torn bicep would be tough. i tore a pectoral and it was brutal.
What shit hole city was that in? I've never had those sort of problems...nor has my wife. We did wait a little longer for the first appointment at the cancer center because of covid, but other than that...everything has been fast/on time. Heck, every time I've needed to see our family doctor quickly they get me in same day and I see the doctor within 10 minutes of walking in the office. When I was in school still, I wiped snowboarding...tailbone was buggered, I wasn't more than a few hours total at the hospital which included getting an xray and them checking everything out. Other times for xrays ordered by the family doctor was maybe a half hour wait at one of the imaging places? I can't think of any time I haven't gotten good/fast care.
Uh...where do you get the goods and services taxed at 28%? Nope. 13% HST at point of sale.
And you're telling me you have to pay the first $6500 if you need something on insurance!?!? wtf?! No thanks.
Canadian health care might not be perfect and sure if you have lots of money US care can be better, but out of the two systems, the Canadian one is superior. Almost all the ranking systems out there agree with that statement too, we're consistently quite a few places higher than the US.
Duoglide
Member
I’m over 65 & have both Medicare and supplemental insurance. I was diagnosed with wet macular degeneration in one eye. I receive eye injections every 6 weeks. My retina guy said if I was in the UK or Canada none of these would be covered. ONLY after the first eye was gone would they consider covering shots for the second eye. Go blind in one first? Fuck that. “From each according to his ability to each according to their need”
Ugly pumpkin
Well-known member
Holy derail!
Trump has my vote. I think he can pull it off. That last speech at Rushmore was good.
Trump has my vote. I think he can pull it off. That last speech at Rushmore was good.
no. let me break it down for you so you dont have an aneurysm that the doctor wont treat for 3 weeks.
an insurance deductible/out of pocket is not "im going to the hosptital/doctor, here is my $6500 out of pocket". Your insurance company has rates and negotiated rates with networked doctors and hospitals for every service that can be offered. Lets say you need your knee scoped and the orthopedic surgeon says that service is $5000 and your insurance company says, thats fine, we pay $5000 for a knee scope. the patient pays their office visit copay (if there is one, maybe its $25 for general practitioner and $55 for specialist) and nothing else out of pocket.
Now, if the surgeon says the knee scope is $5500, and insurance says they only pay $5000, then the patient has to pay the difference out of pocket of $500 which then goes against their max out of pocket for the year. once they hit that $6500, they dont pay anymore. its possible (though unlikely since not everything would be covered 100%) to rack of tens of thousands in medical bills and not hit the out of pocket max.
I see...that's complicated and more non-sense of the US system, but none the less, that's $6500 more than I'd ever have to pay.
If your not sick/broken all the time and don't go to the hospital you never pay the $6500.
I can't even tell you the last time I went to the hospital or ER for anything. I go see the doctor once a year for a checkup and so far so good.
YOU'RE ALREADY PAYING THAT AND MUCH MORE EVERY SINGLE YEAR REGARDLESS IF YOU ARE SICK OR NOT IN CANADA!
why can't you understand that?
Pook
Red Skull Member
I would of paid $10k to have my bicep tendon dealt with in a matter of days/weeks vs years. Our system, works as a last result and only if they say its necessary. Its ridiculous at 40 years old I had multiple dr's telling me that I should look at taking it easy and changing my hobbies or work. I am active, I am healthy, i work out daily... I am not at risk of what most people are at risk for... yet I am told that maybe I should sit on the couch more and watch tv.
But I'm not paying (or having my employer pay for) health insurance and given that my wife is going through cancer treatment right now, we'd sure as fuck be paying that $6500 and probably more if we were in the states. How can you not understand that? I am DEFINITELY WAY LESS out of pocket for the health care we're using compared to what it would be costing us in the states, no matter how good the health insurance plan. WE ARE PAYING FUCKING ZERO DOLLARS directly out of pocket for cancer treatment, no copays, no BS maximums, NOTHING. I pay taxes, some portion of which goes to health care...finding what proportion is difficult, but by the looks of it, it's in the area of maybe $5000-6000 of my taxes goes to health care (although that family of four estimate would put it at $3000) based on this:
https://nationalpost.com/health/how-...-public-health
In which case, $400-500/month for my health insurance if you want to figure it that way...which compared to the premiums I've heard of for people in the US, is right on par...but I'm not paying more out of pocket for co-pay or out of pocket expenses.
So go ahead and continue to be ignorant. You Americans always think you know better and have everything setup perfectly, but you're not always right.
Good for you, keep rolling the dice...shit happens. A year ago I would have never thought my wife would be going through chemo right now, and yet here we are and I'm SOOOOO thankful I'm in Canada.
What dice am I rolling you stupid fuck? I have extremely good health insurance and if shit hit the fan we would be covered 100%.
Wanna know what the deductible is on my insurance..... Its $500.
You can be thankful you're in Canada and still have no idea how any of it works. I'm certain that's what your government is counting on. You obviously don't know how it works in the US.
I wish your wife God's speed and healing hands whether she's getting her cancer pushed into remission in Canada or the US. It doesn't really matter where, as long as she gets better.
What dice am I rolling you stupid fuck? I have extremely good health insurance and if shit hit the fan we would be covered 100%.
Wanna know what the deductible is on my insurance..... Its $500.
Wanna know what the deductible is on my insurance..... Its $0. Canada!
Well thanks, her odds are pretty good, we caught it early enough.
I know we pay for it one way, you guys pay for it another way. What we have, that you don't, is equal care for everyone and no worries whatsoever about being able to afford health care no matter your circumstances. This is a big reason why we rank higher on health things in the world as well as partially why we have longer life expectancy.
This is the last i am going to poke at you on this...i promise
but your claim above is like cheering that you got a lower monthly mortgage payment (than me) on your $500,000 house, but your note is for 82.25 years.
all the while i have a higher monthly payment on my $500,000 house but my note is only 15 years.
overall, you pay 3 times as much for your house than i did, and you get to make house payments your entire life. But i get many years where i dont have to make a house payment and can do my best to not have to have expensive repairs by making some low cost preventive fixes.
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FleshEater
Ordinary Average Guy
He cannot understand that all goods and services are taxed to the max in Canada, too. So everything he buys is going to it. Pretty pointless to argue with someone who has no idea how much they're actually paying in taxes for "free healthcare."
Last time I was in Canada was 12 years ago and the taxes on just eating out were insane.
This is the last i am going to poke at you on this...i promise
but your claim above is like cheering that you got a lower monthly mortgage payment (than me) on your $500,000 house, but your note is for 82.25 years.
all the while i have a higher monthly payment on my $500,000 house but my note is only 15 years.
overall, you pay 3 times as much for your house than i did, and you get to make house payments your entire life. But i get many years where i dont have to make a house payment and can do my best to not have to have expensive repairs by making some low cost preventive fixes.
LoL just in your case if your house burns to the ground, you better hope it's more less covered...whereas in my case, if my house burns to the ground I have nothing to worry about. And what if both of our houses burn down 10 times? Than I'm going to come out ahead.
In the end we both have ways of getting things taken care of...the US way is a bit more of a gamble, some come out ahead, some die....the Canadian way is sure fire but we all come out even in the end. Socialism amiright?
Disclaimer: I think socialism has gone too far in Canada already, but one part of it I am ok with is the health care but not much else.
I do know where I pay tax thank you, and we do get taxed out the ass....but it's not like the entire difference between US taxes and Canadian taxes goes to our healthcare.
DirtDrill
Active member
- Joined
- Jun 5, 2020
- Member Number
- 1851
- Messages
- 32
JUST BECAUSE YOU SAY YOU WOULD PAY WAY MORE IN THE STATES IN CAPITAL LETTERS DOES NOT MAKE IT TRUE. I am just a few years removed from cancer treatment which required a few surgeries and a bunch of chemo. I am now in the observation protocol which will last 5 years and requires CT scans and X-rays on a very regular basis. Total out of pocket is probably not enough to rent a room at the Motel 6 for the night. Yes, I think our system is good and works. As for your system, I have no fucks to give as I never plan on moving to Canada.
I hope your wife does well. Make sure she stays hydrated as the number 1 priority. Second thing is to keep busy with other stuff trying to live as normal as possible. Get those two down and this shit will be in the rearview in no time.
poncho62
Well-known member
- Joined
- May 20, 2020
- Member Number
- 469
- Messages
- 178
Bullshit.....My wife has AMD, first in one eye, now in both.....All is totally covered, We are in Ontario, Canada
So if all the other public provided services are the same between the two countries ( fire, Ems, police, streets, parks, federal/central government), and the only difference between the two is one provides universal healthcare and the other doesn't, wouldn't it stand to reason the difference in taxes between us goes to fund the superfantastic funtime socialized Canadian bacon medicine?
We don't spend 2% of the GDP on our military...you guys spend way more. The proportioning of services is definitely different between countries dude.
Right, we spend more on military but our taxes are still lower. So.....what service do you have that eclipses our spending on military and causes you to have a 10% higher effective tax rate?
gt1guy
Apparently a racist
Tucker Carlson seems to be the only one on any news channel calling a spade a spade. He'll call out Trump and all the worthless Republicans too. I do try to make a point to watch his show.
You're right about the Democrats being full blown racists right now. No need at all to bring up that they've been that way forever. It's all out there for the world to see in real time.
Lawless
A turd in the herd
Canadian here and I would dump our "free" healthcare in a hot minute. You guys in the US are never gonna convince one single Canuck that our system costs way more, they are so used to the insanely high taxes they can't see past the end of their noses.
For 2020 I am taxed at 26% right off the top, then another 13% on almost everything I buy, 39% holy fuck. Wait there's more add in provincial income tax and it goes up. Most products have somewhat hidden taxes Alcohol and tobacco are ridiculous as is gasoline etc. There are actually some cases where you pay tax on fuckin' tax.
Lets not even get into how high the prices for everyday items are. $7 a pound for cheese, $5 gal for milk it just doesn't end. At the end of the day I figure I'll have handed over near 50% of my income in tax
Just a quick look and knowing what I know I would be putting an extra 30K in my ass pocket if I were back home in the US. That would pay for our healthcare down there and then some.
For 2020 I am taxed at 26% right off the top, then another 13% on almost everything I buy, 39% holy fuck. Wait there's more add in provincial income tax and it goes up. Most products have somewhat hidden taxes Alcohol and tobacco are ridiculous as is gasoline etc. There are actually some cases where you pay tax on fuckin' tax.
Lets not even get into how high the prices for everyday items are. $7 a pound for cheese, $5 gal for milk it just doesn't end. At the end of the day I figure I'll have handed over near 50% of my income in tax
Just a quick look and knowing what I know I would be putting an extra 30K in my ass pocket if I were back home in the US. That would pay for our healthcare down there and then some.
jpmassey
Well-known member
You mean you still have to pay for your 'free' healthcare? This is my shocked face.
barrelroll
Red Skull Member
How long till Biden comes down with Covid and they try and shove someone else in his spot with a better chance?
92 Green YJ
General Lee Jeep
How would that work exactly? I’m not familiar with the procedures in place for something like that. What does happen if a parties given candidate that won the primaries, but is somehow incapacitated or unable to go thru with the actual election? Would the party kick it back to the second place runner from the primary? (In this case Bernie I think)
realistically with itch what I have seen of Biden, I don’t think if he won he would even be capable of lasting half his term anyway, either from his dementia or just his age. May be the reason he hasn’t announced the VP pick yet. The Dems are trying to find the right person to take over as pres shortly after the election should Biden pull off the win somehow.
trampas
Don't Re Member
Trumpfag has no real opposition but he doesn't have my vote.
