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*The official* "It's a Clown World, after all." thread.

the only glimmers of hope- that they're gonna jump the shark so hard with scale to which the election vote manufacture is required, that it'll be so flagrant in the aftermath they will wind up swinging from the overpass
Fixed.

It's a religion to them. It serves the same social role religion used to fill. You don't eradicate a harmful religion with voting and checks and balances. It's dirtier business than that.
 


Cliff notes.....kid has search warrant for his house from the FBI.....Says he's missing some silver bars and cash...complains


FBI ends up arresting one of there own.:homer::lmao::lmao:..... hired in 2019....hmmmm:laughing:
 


They could team up with the NYC police dance team, it's would be epic. :clown:
 
They could team up with the NYC police dance team, it's would be epic. :clown:
Yeah why in the fuck does a police department need a dance team?

Maybe if you quit shooting dogs and bystanders you wouldn’t need a public relations department with choreography.
 

Migrants hurl bottles, backpacks at NYPD during shelter fracas​




I can't believe this is not a wakeup call for people. AND they want to give them debit cards worth up to 10k? WTF Where are the poor families and children?

A friends dad might or might not be a detective working on the murder that happened on randals island They said that it's worse than a third world country. Everything is broken down by ethnicity (by the migrants themselves) One group runs the phones. Pay if you need them. One group runs the showers, food lines, prostitution etc etc...

This country is in serious trouble.
 
Putting this here because... I actually agree with Warren on this one... Consolidation isn't in the best interest of the citizenry.

Schiff is also correct re: total debt.

 
Putting this here because... I actually agree with Warren on this one... Consolidation isn't in the best interest of the citizenry.

Schiff is also correct re: total debt.


Meh, They don't give any marketshare figures in that article, and i'm having a hard time believing that discover ( being like 4th in marketshare after visa/MC/amex; and in front of.... diners club ... in us domestic marketshare.) will be appreciably bigger than a chase or citi card division in a union with capital one.

the only authority the government has is in antitrust, and as long as its below 49% marketshare and never crosses that threshold, it's game on.

Credit cards are less than half a degree of separation away from loansharks. I'd be more supportive of means tested consumer credit card bailout than student loans. ( I don't support my tax dollars going to either, but you know big . gov gonna print money and big-gov...)
{ and in my imaginary CC bailout, any person who got a debt cancellation bailout would be put on a 7-10 year no-fly list for unsecured credit card issuance; this used to exist- it was called declaring chapter 7 bankruptcy; but CC companies figured out it was too profitable to issue BR filers 22% credit 1-2 yrs after the ink dried on BR paperwork.}

In terms of truly being near mathematically impossible to dig out from under without bankruptcy, or a third party debt consolidator sticking their hands in the pie, credit card debt takes the cake from predatory practices. once they get that 24.9% interest accrual juice hooked up and meter ticking, your ass is about to be theirs. :mr-t: BHPH car lots do at least provide a physical asset backing the debt, which can be used to enable income production/ productivity for the debt-holder.
 
Meh, They don't give any marketshare figures in that article, and i'm having a hard time believing that discover ( being like 4th in marketshare after visa/MC/amex; and in front of.... diners club ... in us domestic marketshare.) will be appreciably bigger than a chase or citi card division in a union with capital one.

the only authority the government has is in antitrust, and as long as its below 49% marketshare and never crosses that threshold, it's game on.

Credit cards are less than half a degree of separation away from loansharks. I'd be more supportive of means tested consumer credit card bailout than student loans. ( I don't support my tax dollars going to either, but you know big . gov gonna print money and big-gov...)
{ and in my imaginary CC bailout, any person who got a debt cancellation bailout would be put on a 7-10 year no-fly list for unsecured credit card issuance; this used to exist- it was called declaring chapter 7 bankruptcy; but CC companies figured out it was too profitable to issue BR filers 22% credit 1-2 yrs after the ink dried on BR paperwork.}

In terms of truly being near mathematically impossible to dig out from under without bankruptcy, or a third party debt consolidator sticking their hands in the pie, credit card debt takes the cake from predatory practices. once they get that 24.9% interest accrual juice hooked up and meter ticking, your ass is about to be theirs. :mr-t: BHPH car lots do at least provide a physical asset backing the debt, which can be used to enable income production/ productivity for the debt-holder.
That interest can be avoided by paying the debt off.

And if I knew there was a credit card bailout coming, I would go out and buy a damn car on my credit card and default on that fucker, especially if the only penalty was no new ISSUANCE of a credit card/unsecured debt for 7-10yrs, and I have a 800+ credit score right now. I'm getting some of my damn tax money back that has been stolen from me.

Bailouts are fucking dumb, you rack up shitloads of CC debt because you can't even read the damn paper work they send with it, that's on you and to some extent your shitty parent for failing at one of their basic jobs raising you.
 
And if I knew there was a credit card bailout coming, I would go out and buy a damn car on my credit card and default on that fucker, especially if the only penalty was no new ISSUANCE of a credit card/unsecured debt for 7-10yrs, and I have a 800+ credit score right now.
I've been kinda wondering what kinda bankruptcy retardation I could wrangle.
I've probably got a good credit score, no debt and basically no 'valuable assets' other than a bunch of scrap metal and my house, but they don't take your house in a bankruptcy, so...
 
I've been kinda wondering what kinda bankruptcy retardation I could wrangle.
I've probably got a good credit score, no debt and basically no 'valuable assets' other than a bunch of scrap metal and my house, but they don't take your house in a bankruptcy, so...
I mean we live in a society built on bad decisions and irresponsibility around taking on debt with just about zero accountability for the person taking on that debt, may as well use it to your advantage.
 
I mean we live in a society built on bad decisions and irresponsibility around taking on debt with just about zero accountability for the person taking on that debt, may as well use it to your advantage.
cue TDS: 45 filed bankruptcy! :flipoff2:
 
I mean we live in a society built on bad decisions and irresponsibility around taking on debt with just about zero accountability for the person taking on that debt, may as well use it to your advantage.
At one of my jobs, a co-worker's newborn baby died & the wife died later on. A shit load of medical debt vastly incurred, his wages + paltry union benefits didn't even put a dent on the outstanding bill. His best option was to declare bankruptcy & start fresh-
 
most rich people around here openly brag about strategic bankruptcy.


i could put myself in a position to gain 1-200k from a bankruptcy, in a year or twos time. and that could catapult me to be rich in 8-10yrs time. i have thought about it too much. i have a allot of available credit and a great credit score. but i really dont need credit, trashing my score for some years wouldn't hurt me at all.




i cant do it. right now with young kids would be the easiest, but i dont think i'd be a good role model, i couldn't justify it to them, i'd have to lie.. just cant do it. i aint poor, but i'm content knowing i'll never be rich
 
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I've been kinda wondering what kinda bankruptcy retardation I could wrangle.
I've probably got a good credit score, no debt and basically no 'valuable assets' other than a bunch of scrap metal and my house, but they don't take your house in a bankruptcy, so...
Look up your state's exemptions and start from there.
 
At one of my jobs, a co-worker's newborn baby died & the wife died later on. A shit load of medical debt vastly incurred, his wages + paltry union benefits didn't even put a dent on the outstanding bill. His best option was to declare bankruptcy & start fresh-

totally legit. i cant imagine being pushed to the point of having to declare bankruptcy.


when i was 21 i had well over a mil in medical bills. thankfully my out of pocket was $1200. if i didn't have insurance i imagine i'd have filed.
 
totally legit. i cant imagine being pushed to the point of having to declare bankruptcy.
Re: post 3192~
I didn't add on what the guy did, that he received big monetary donations afterwards... Buys a new house up in the mountains, new truck & cap w/custom paint job, gets an antique AMC as a daily & lived high on the hog. I said nothing as he was grieving in his own way but others said that as "taking advantage."

Glad you weaseled your way out of debt in an honest way-
 
At one of my jobs, a co-worker's newborn baby died & the wife died later on. A shit load of medical debt vastly incurred, his wages + paltry union benefits didn't even put a dent on the outstanding bill. His best option was to declare bankruptcy & start fresh-
Yea that's a bit different than someone taking a loan out for a college degree that they will never be able to pay back, or over leveraging their household with new cars and toys all on payments, then expecting, and potentially getting rewarded with bailouts. Even worse are businesses knowingly over extending the self and using the system to their advantage, i.e banks.

I mean your damn right I would be taking out loans and all kinds of credit if my wife or myself was in some sort of an accident, or random unexpected sickness, and had medical bills up the ass.
 
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