It's funny/intellectual you say they outclass the ability of the secondary parts.
My factory 2017 F450 Platinum and King Ranch, (I'm a used car dealer), both came with the 3" receiver hitches rated at 30k.
I sold both of those and bought a 2015 single cab F450 XLT, fully loaded and even painted Tuxedo Black. (That last part doesn't matter...)
However, while searching for bumper pull hitches on Etrailer, I found the same thing you did.
*I'm sorry this is long winded but I wanted to show I was thorough and had some legitimate sense of what I was doing.
*THIS ALSO TIES INTO THE "Why are hitches bigger...
The most interesting point was the 5/8" pin. The last pin I bought was rated at 15k. There's a post in the thread I referenced that talks about the friction load on the receiver insert without a pin at all. (I'm not getting into that).
I found it interesting the pin was only rated at 15k though...
The hitches I found were rated at a certain point, (I settled on a Curt 20K, tongue weight 2,700 lbs).
And finally I chose the 2.5" shank B&W Tow & Stow (2" and 2 5/16" adjustable ball setup), that is only rated for 14,500 lbs GTW (gross towing weight).
So you try to piece together an aftermarket setup, only to find out that all the accessories that
total newb talked about, are not adequate according to specs.
**If you go by "redneck specs," load that shit down and let her eat! If it doesn't work, please report to the "Big Dumb Load Thread"
***I am not a professional and I might have had influence when this was written. Cheers!