Spinoff, if you hit someone without insurance what would you do?

[bgaidan]

My policy says Liability, and that's exactly what the fuck it is. Break it down further to bodily injury and property damage all you want, it's still liability. Dumb ass.

You can ALSO have liability on your homeowners insurance, but that's generally an umbrella policy that covers pretty much any kind of liability and has nothing to do with cars.

My umbrella covers auto liability beyond the limits of my regular policy. The policy actually sets minimum limits I need to carry for home and auto and it covers up to $1m beyond those. Costs like $250/year. Way cheaper than upping the limits on all of your other policies to cover a major loss.

 

[75cruisin]

My policy says Liability, and that's exactly what the fuck it is. Break it down further to bodily injury and property damage all you want, it's still liability. Dumb ass.

You can ALSO have liability on your homeowners insurance, but that's generally an umbrella policy that covers pretty much any kind of liability and has nothing to do with cars.

You know >just< enough to sound cool, but you are just off you know since we are call peopledumb asses and all.

My umbrella covers auto liability beyond the limits of my regular policy. The policy actually sets minimum limits I need to carry for home and auto and it covers up to $1m beyond those. Costs like $250/year. Way cheaper than upping the limits on all of your other policies to cover a major loss.

This is how it works.

 

[CrustyJeep]

You know >just< enough to sound cool, but you are just off you know since we are call peopledumb asses and all.

This is how it works.

He said essentially what I said. If you weren't so blinded by your own butt hurt over your piss poor reading comprehension, on someone else's behalf, you might have comprehended that.

 

[75cruisin]

He said essentially what I said. If you weren't so blinded by your own butt hurt over your piss poor reading comprehension, on someone else's behalf, you might have comprehended that.

You win
Here is your trophy for essentially being right.

And chill out Frances its just a joke not a dick

 

[DMG]

When I was in my 20s someone without insurance hit my truck and ran. Damage was minor but I cornered them in a parking lot and ripped them out of their car. After a brief discussion, they gave me all the money they and their passenger had on them. My gf was in the car and she was not amused.

 

[CrustyJeep]

You win

Dumbass.