"Pretty safe" investments

[Levigarrett76]

Driving around town looking for an investment firm.

 

[budget76]

I'm getting 4.5% in my Vanguard Cash Plus account or whatever they call it. Been throwing my spare cash in there, it's just a different checking/savings style account.

rate isn't guaranteed to last forever, but I'd say as safe as it gets

 

[Priest]

I manage my money based on when i expect to need access to it.

Normally
0-18 months = high yield savings.
18-72 months = treasuries, bonds and the like
72 months + = SP500 Index Funds (ETF) VOO, VTI, VTSAX

Currently the HYSA and treasuries aren't much different. The model above will push your "risk" to near 0. It's not sexy or super fast gaining, but it works. Those funds I mentioned, look at their historicals. You should be doubling your money there around every 7 years on average.

 

[BDK]

I just got a Money Market account at my credit union with no transaction limit for 4.75%. North Island CU. $25,000 minimum.

 

[Levigarrett76]

I manage my money based on when i expect to need access to it.

Normally
0-18 months = high yield savings.
18-72 months = treasuries, bonds and the like
72 months + = SP500 Index Funds (ETF) VOO, VTI, VTSAX

Currently the HYSA and treasuries aren't much different. The model above will push your "risk" to near 0. It's not sexy or super fast gaining, but it works. Those funds I mentioned, look at their historicals. You should be doubling your money there around every 7 years on average.

I've played with high yield savings now for about year and half, now that house is finished looking to tie up chunk of $ more long term.

Thanks for the information