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nOOB FLATBED TRAILER MAX WEIGHT QUESTIONS

Rockwood said:
... Your insurance will cover you if you get drunk as a skunk and hit a busload of nuns while running a red light at 90mph.
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People say this, but it's not necessary true. Many/most personal liability policies exclude coverage for acts of Gross Negligence. Drunk driving appears to be well established as Gross Negligence. And from what I've found, so is overloading a trailer.

My understanding of Gross Negligence is that one knows what they are doing is considered wrong, but they do it anyway.


Not an attorney either, I could be 100% talking out my ass, and I did not stay at a Holiday Inn last night.
 
Yotota said:
People say this, but it's not necessary true. Many/most personal liability policies exclude coverage for acts of Gross Negligence. Drunk driving appears to be well established as Gross Negligence. And from what I've found, so is overloading a trailer.

My understanding of Gross Negligence is that one knows what they are doing is considered wrong, but they do it anyway.


Not an attorney either, I could be 100% talking out my ass, and I did not stay at a Holiday Inn last night.
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What is and isn't negligence or gross negligence is going to depend heavily, almost exclusively I would say, on the specific facts of the situation.

OP pulling his tiny ass camper on a trailer that's only a few hundred pounds shy of being able to take it in a military context isn't negligent except by some ambulance chasing perversion of existing case law.

And I'd bet that in the case of motor vehicles on public ways it's going to frequently be preempted by some relevant state law that makes using tort law a lot less useful when it comes to reasoning about it.

Just because someone somewhere was once found to have met some standard for gross negligence in a situation involving an overloaded truck and told to pay up by a court doesn't mean that some guy who's a few pounds over will be.

Bonanza
 
Yotota said:
People say this, but it's not necessary true. Many/most personal liability policies exclude coverage for acts of Gross Negligence. Drunk driving appears to be well established as Gross Negligence. And from what I've found, so is overloading a trailer.

My understanding of Gross Negligence is that one knows what they are doing is considered wrong, but they do it anyway.


Not an attorney either, I could be 100% talking out my ass, and I did not stay at a Holiday Inn last night.
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Tractor trailer for a commercial driver, sure. Joe Schmoe loading a camper, less sure, mainly because he could point to shit like this:

A single vehicle with a GVWR of 10,000 pounds or less including a tow dolly, if used.

With a vehicle weighing 4,000 pounds or more unladen, you may tow a:
trailer coach not exceeding 9,000 pounds gross.
trailer coach or fifth-wheel travel trailer under 10,000 pounds GVWR when towing is not for compensation.
fifth-wheel travel trailer exceeding 10,000 pounds but not exceeding 15,000 pounds GVWR, when towing is not for compensation and with endorsement.

No passenger vehicle regardless of weight, may tow more than 1 vehicle. No motor vehicle under 4,000 pounds unladen may tow any vehicle weighing 6,000 pounds or more gross (CVC §21715).

(from: California Driver License Classes - California DMV.)

And claim complete and utter ignorance to anything else, especially something as vague as "manufacturer's recommended" specifications. At least that's what I think. I'm an idiot though. :flipoff2:
 
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Yotota said:
People say this, but it's not necessary true. Many/most personal liability policies exclude coverage for acts of Gross Negligence. Drunk driving appears to be well established as Gross Negligence. And from what I've found, so is overloading a trailer.

My understanding of Gross Negligence is that one knows what they are doing is considered wrong, but they do it anyway.


Not an attorney either, I could be 100% talking out my ass, and I did not stay at a Holiday Inn last night.
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There's also the question of if we are discussing liability coverage for damage to somebody else's vehicle/property due to an accident caused by you overloading a trailer, or comprehensive/collision to cover the damage to your vehicle in said accident.

If we're talking liability coverage, I would be very surprised if they didn't cover it, if we're talking comprehensive or collision to fix your vehicle, it's 50/50 in my opinion.

Aaron Z
 
CDA 455 II said:
I've owned my camper since '06, and a lot has happened, health-wise, since.

I no longer like the 4ft door. I need a full size door.
Most of my spine is fused; only the lumbar section is untouched.
I don't like ducking/hunching over to get into anything anymore.

Yes; four seasons.


When a used UHaul truck or van is going for les than $5,000; I don't see how it's a waste of money to convert it to a camper trailer:
1) A chassis that can handle weight.
2) A rear suspension that can be dialed in to handle off-the-road travel.
3) Built very sturdy.
4) Engine and tranny could possibly be a replacement donor for the Bronco.
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I know I’ve asked this before in one of your threads, but what’s the reason for stretching and reinforcing the Bronco instead of using an F-something fifty?
 
Gbkeith said:
I know I’ve asked this before in one of your threads, but what’s the reason for stretching and reinforcing the Bronco instead of using an F-something fifty?
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Can't afford to buy a '94-'96 F-250/350 right now.
Especially with the ridiculous prices wanted for used rigs.

I can't even buy anything on credit because the divorce ruined said credit (I think my credit score rating is 601:laughing::homer:).
 
aczlan said:
There's also the question of if we are discussing liability coverage for damage to somebody else's vehicle/property due to an accident caused by you overloading a trailer, or comprehensive/collision to cover the damage to your vehicle in said accident.

If we're talking liability coverage, I would be very surprised if they didn't cover it, if we're talking comprehensive or collision to fix your vehicle, it's 50/50 in my opinion.

Aaron Z
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:flipoff2::laughing:
 
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