serious question to my fellow 401k holders. Whatcha gonna do if it truly looks like Biden is gonna win? I don't have money market options on my 401k...I just have bond and stock indexes to choose from....Bonds are garbage right now due to near zero interest rates but they still might look better than stocks in the near term.
I have a fair bit socked away and I'm turning 50 this year, so the time to take big investment risks is getting behind me if I want to step out of corporate life in the next ten years. How that 401k holds up dictates how long I keep working.
health care will be what stops you from retiring. i know its an issue for my inlaws and i can only imagine it getting worse in the years to come.