Dyam, I didn’t think reading comprehension was so difficult for you. I never, repeat, never had any issue with my SS flue pipe. It was not, I repeat, was not in my house, it was in my shop which is mostly steal.
one thing I learned from the flue fires I had in it was it would be scary as shit to have it happen in a house.
at the farm we have an old wood burning stove we use to heat up the old mid 1800’s house. Only heat source there. No one lives in the place until deer season or weekend activities. From the stove is the black metal flue pipe up then 90* into the house chimney. We clean it out once in a while but not every year. I make dam sure the batteries are fresh in the smoke detectors. There are two windows ground level in the room I sleep in and I have an exit plan when one goes off. Place is a tinder box and it’ll go up in a hurry.