Oh. I apologize. I did not realize this thread was about something you are building.
IT's not my project, its Austins, same story though.
If frontal area is limited, stacking multiple air-fluid coolers is wildly prohibitive and likely less efficient than fluid-fluid.
Cooler leaks are rare on the shit I work on. It happens for sure but its rare.
Look at the front of a D8 Dozer, the radiator area is not that large, nothing like a off-road mining truck.
Even still with that giant radiator in the mining truck it uses fluid-fluid coolers for all the heat generating fluids.
When you actually look at the selection of fluid-fluid coolers available in the OEM there are a TON of options out there that the offroad community ignores.
This is the transmission cooler for a 2022 F-Superduty with 6.7 diesel and 10 speed trans. It's rate for a lot of towing weight, and a lot of HP and Torque.
The trans cooler is 13" long, 2 1.2" deep and 3" wide. The trans cooler lines are very short and a electronic valve is installed to bypass the coolant around the cooler to regulate temps.
I can find the older version (6 speed) for around $90 on the web and its more universal, cut off the fittings and weld on AN adapters.
Like I said I have no math to back this stuff up I'm just coping what has been engineered already.