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Insurance?

2big bronco

2big bronco

Og irate
Joined
May 19, 2020
Member Number
188
Messages
4,168
Loc
Prunedale ca
What are you paying to insure your 2a stuff? I got a quote of roughly 1% of total value per month from state farm... seems high and for that kind of money id rather put it into doubling the size of my collection in 8-9 years.
 
2big bronco said:
What are you paying to insure your 2a stuff? I got a quote of roughly 1% of total value per month from state farm... seems high and for that kind of money id rather put it into doubling the size of my collection in 8-9 years.
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Nothing
I have a lumpsum loss value.
Told them value of content.
They said ok
 
2big bronco said:
You pay nothing for your insurance?
My regular has a limit on firearms of $2500
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Correct
I pay no additional.
When I sat down with my insurance agent.
I gave him a total value of household goods.
The replacement value is set for 950k lumpsum. Not actually value, just an example .
So if my house burns down tomorrow.
I will get a check for 950k. Value of contents.
They do not care what the contents are.
 
jeeptj19992001 said:
Correct
I pay no additional.
When I sat down with my insurance agent.
I gave him a total value of household goods.
The replacement value is set for 950k. Lumpsum.
Example.
So if my house burns down tomorrow.
I will get a check for 950k. Value of contents.
They do not care what the contents are.
Click to expand...
Gotcha
 
When we were evacuated, the expensive guns went with...along with near 100lb of powder and primers.
 
[486] said:
no insurance

ins is a scam, build with concrete instead
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I get 100% payout. Now that I have a stack of tax stamps I want my shit to be covered no questions asked and they are.
 
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