Finally happened to me, f*cked by Ebay

Amazon is on the shit list here at the college I work at. We are close enough to a distribution center that we get direct delivery by the Amazon delivery van. They have been told multiple times that the bookstore where all deliveries are received closes at 5pm. They continue to show up after 5pm and just drop the boxes outside the bookstore door and leave. Multiple packages have gone missing leaving the students to fight with Amazon to get refunded or another item shipped.
 
rockota said:
i've cancelled our prime renewal... can no longer cancel prime - they did away with that a long time ago, apparently. And it takes emails/phone calls/dealing with bots to stop the auto-renewal.

Per Amazon's own math, my $130 prime member ship saved me $132 last year.

$2. $2 friggen dollar.
Click to expand...

I mainly just keep it for the TV. Like you, I basically break even on the other stuff then end up with free streaming TV. Then I save a fortune not paying for DirecTV or cable.
 
east_beast said:
I mainly just keep it for the TV. Like you, I basically break even on the other stuff then end up with free streaming TV. Then I save a fortune not paying for DirecTV or cable.
Click to expand...

That had me torn... I don't mind the audio app and it's "included." I don't mind Prime TV, but it's gone down hilll quite a bit (especially on xbox)... and I already pay for netflix...

I'm still a little miffed about the Parlor crap.. :flipoff2:
 
I hear eBay is a good place to score free tubing benders!

I consider 98% to be the bottom end of acceptable, especially these days since eBay screws around to hide bad feedback.

"Feedback ratings only take the last 12 months into account. Divide the number of negs by the total number of feedback, multiply by 100 and you get the percentage."
 
Broncokyle88 said:
The dmv double charged me for registration fees one year. So my credit card company got to fight it out with the state. I have no idea how that went for them, but the CC company credited me the amount right away so that’s really not my problem anymore
Click to expand...

They only have to deal with the processor and then the processor would have to deal with the state. In a double-charge situation, it would be all on them to prove it was accurate.



I got screwed on a laptop from china on ebay. Showed up with an hard drive cable torn. Seller wouldn't respond so I disputed. Took 6 months of back and forth and my credit car denied it because I couldn't find a repair shop to give me a quote for the repair. I disputed it again based on "damaged" instead of missing or broken parts and they almost immediately found in my favor and refunded my money. Then all of a sudden the seller wanted to talk.

This was back when ebay didn't charge fees on shipping so sellers would sell the item cheap and jack up the shipping charges. The asked me to ship it back to them and I said, "sure, I'll just need you to send me $400 for shipping since that what it apparently costs to ship". They didn't like that. :laughing:
 
HYDRODYNAMIC said:
I have been dealing with a fraud case for 4 months now between PayPal, FedEx and Chase. My card info was stolen and used to set up a fraudulent PayPal account to make online purchases to a fraudulent company. They hacked the FedEx tracking system to verify ship to which PayPal and Chase used to confirm that the charges were legitimate. Chase then recharged me and I am out the money. Only way to get them to open the case is to get the local police department to issue a subpoena to FedEx for the actual tracking that shows I am not the ship to. So far the police has given up as it is not worth their time.
This fraud was not because I had a PayPal account. VISA Chase screwed this all up on their own. The concept of using a card to isolate you from fraud is not guaranteed.
Click to expand...


That's a little different than using a card for your own purchases. Not even sure how you could prevent that short of not having a credit card or back account at all. I had a similar deal where I bought something and the seller shipped it to another address (and the weight of the package was about 1/100 of the actually item I purchased). Ebay and paypal immediately closed the dispute because it had a valid tracking number that showed delivered. Once I talked to a real person and they saw it went to the complete wrong state, they re-opened the case and it was settled in my favor in a day or two.
 
HYDRODYNAMIC said:
I have been dealing with a fraud case for 4 months now between PayPal, FedEx and Chase. My card info was stolen and used to set up a fraudulent PayPal account to make online purchases to a fraudulent company. They hacked the FedEx tracking system to verify ship to which PayPal and Chase used to confirm that the charges were legitimate. Chase then recharged me and I am out the money. Only way to get them to open the case is to get the local police department to issue a subpoena to FedEx for the actual tracking that shows I am not the ship to. So far the police has given up as it is not worth their time.
This fraud was not because I had a PayPal account. VISA Chase screwed this all up on their own. The concept of using a card to isolate you from fraud is not guaranteed.
Click to expand...

Wow! Fucking horrible.

I am the worst at looking at my statements so this kind of thing could slip right by me.
 
crispins said:
Wow! Fucking horrible.

I am the worst at looking at my statements so this kind of thing could slip right by me.
Click to expand...

I look at my CC records twice a day. I also have text notifications that anything over $25 I get a text.
 
subybaja said:
:eek:

Netflix has some good shows...maybe you should look into it? :flipoff2:
Click to expand...

I check my accounts once in the morning, and once before bed. Takes about 5m each time. Log in. See the charges. Log out. Its really no big deal.
 
woods said:
I check my accounts once in the morning, and once before bed. Takes about 5m each time. Log in. See the charges. Log out. Its really no big deal.
Click to expand...

I bet I have a few more cards than you do.

However, I will set alerts on them down the road once I get them all paid off again.

CC fraud has always been a concern as everything I have is set to auto pay and I never look at any of them.

The only thing I look often is my business account.

I will work on that as I think I can def do better.
20210331_134621.jpg
 
crispins said:
I bet I have a few more cards than you do.

However, I will set alerts on them down the road once I get them all paid off again.

CC fraud has always been a concern as everything I have is set to auto pay and I never look at any of them.

The only thing I look often is my business account.

I will work on that as I think I can def do better.
Click to expand...

welp. yawp, you've got me beat. :laughing:

but, I probably have two keys in my pocket for every CC in yours. :flipoff2:
 
Wades_76_cj7 said:
30 cards by my count? :eek::eek::eek:
Click to expand...

plus another small stack in my wallet.

It was part of my plan to have financing in place so I could build a business up without having to show financials and all that kind of shit to a bank.

I prob have 40 or so cards, around $150k in limit.
 
rockota said:
Good Lord... WHY???
Click to expand...

The shivers I get thinking how quickly people that have that many cards do "A pays of E, F pays of D, roll points from D to J, Z pays A and D, X is due on the 1st, C on the 2nd, but if limit K isn't hit yet......................."

ya gotta have an excel spreadsheet for that shit.
 
Trackerbacker(fvckvs) said:
The shivers I get thinking how quickly people that have that many cards do "A pays of E, F pays of D, roll points from D to J, Z pays A and D, X is due on the 1st, C on the 2nd, but if limit K isn't hit yet......................."

ya gotta have an excel spreadsheet for that shit.
Click to expand...

excel? Hell... if he doesn't have a Machine Learning app running in the background, he's foolish.
 
rockota said:
excel? Hell... if he doesn't have a Machine Learning app running in the background, he's foolish.
Click to expand...

No shit.

I know 1 guy like that, I dont think from the over financed lifestyle, but hes a point/mile/% whore with credit cards. he has basically a cd case with cards and an app that alerts him to any spending they do period, and any alerts on deals with cards.

His vacation/honeymoon was 20 some days cross the world. 1 night here at this hotel, 2 there, those miles for approved flights to new spot, that restaurant because this card... they were just as happy to plan that adventure based on the cards, as they were to have basically a free honeymoon, but every flight sounded like a redeye or long layover, or 20 hours of free time every 3 days. Crazy.

I set him up with an acquaintance that is an AMEX 'dealer', felt like I was watching overbear camp.
 
Trackerbacker(fvckvs) said:
No shit.

I know 1 guy like that, I dont think from the over financed lifestyle, but hes a point/mile/% whore with credit cards. he has basically a cd case with cards and an app that alerts him to any spending they do period, and any alerts on deals with cards.

His vacation/honeymoon was 20 some days cross the world. 1 night here at this hotel, 2 there, those miles for approved flights to new spot, that restaurant because this card... they were just as happy to plan that adventure based on the cards, as they were to have basically a free honeymoon, but every flight sounded like a redeye or long layover, or 20 hours of free time every 3 days. Crazy.

I set him up with an acquaintance that is an AMEX 'dealer', felt like I was watching overbear camp.
Click to expand...

I don't think any of that sounds worth it at all.

My capitol One card that I use for my personal expenses (pay off every month) gives me points that I use for gift cards and magazine subscriptions.

That is as much of that stuff I do.

What is an AMEX dealer? Never heard that term before.
 
crispins said:
plus another small stack in my wallet.

It was part of my plan to have financing in place so I could build a business up without having to show financials and all that kind of shit to a bank.

I prob have 40 or so cards, around $150k in limit.
Click to expand...

I have 3 cards that have about that same limit combined. 40 cards is fucking insane.



Trackerbacker(fvckvs) said:
No shit.

I know 1 guy like that, I dont think from the over financed lifestyle, but hes a point/mile/% whore with credit cards. he has basically a cd case with cards and an app that alerts him to any spending they do period, and any alerts on deals with cards.

His vacation/honeymoon was 20 some days cross the world. 1 night here at this hotel, 2 there, those miles for approved flights to new spot, that restaurant because this card... they were just as happy to plan that adventure based on the cards, as they were to have basically a free honeymoon, but every flight sounded like a redeye or long layover, or 20 hours of free time every 3 days. Crazy.

I set him up with an acquaintance that is an AMEX 'dealer', felt like I was watching overbear camp.
Click to expand...


Everything I buy goes on one of 2 chase cards....including tons of travel when I used to work for companies that didn't do corporate cards. Literally almost 3 years worth of hotel stays, 3-5 nights per week went on one of them @ 2-3% points. Paid off every month and never paid a dime in interest. Currently could cash out for about $10k, or use it for about $15k in travel....if glorious leader Biden ever lets us travel again.
 
Big change in the weather, I've had a 50/50 split in the last year...
 
crispins said:
What is an AMEX dealer? Never heard that term before.
Click to expand...

somewhere between a card issuer and headhunter for corporate accounts

for example of his job:

smith plumbing has a charge volume on AP of $5m minimum, he'll issue an AMEX something, train you on it, and help you with points/%back.
john smith, owner of smith plumbing, is impressed, and now has a personal AMEX something with $100k limit.
now, he scalps your AP list, making sure they process AMEX. Down that rabbit hole now.
Also, throw in MLM on it, "hey, if you can get my foot in the door with your contact, AMEX will cut you $3k-$20k one time based on charge volume of said company."
and the web expands.

I jokingly told him, with say 1% back, he should get a meeting with the government, and issue them a card, debt would be paid down in no time. his response was theyd just earmark it for other spending...sadly...if they ever paid the statements...

its big money. BIG.
 
Trackerbacker(fvckvs) said:
somewhere between a card issuer and headhunter for corporate accounts

for example of his job:

smith plumbing has a charge volume on AP of $5m minimum, he'll issue an AMEX something, train you on it, and help you with points/%back.
john smith, owner of smith plumbing, is impressed, and now has a personal AMEX something with $100k limit.
now, he scalps your AP list, making sure they process AMEX. Down that rabbit hole now.
Also, throw in MLM on it, "hey, if you can get my foot in the door with your contact, AMEX will cut you $3k-$20k one time based on charge volume of said company."
and the web expands.

I jokingly told him, with say 1% back, he should get a meeting with the government, and issue them a card, debt would be paid down in no time. his response was theyd just earmark it for other spending...sadly...if they ever paid the statements...

its big money. BIG.
Click to expand...

Thank you, makes sense.

Interesting business for sure.
 
bgaidan said:
I have 3 cards that have about that same limit combined. 40 cards is fucking insane.






Everything I buy goes on one of 2 chase cards....including tons of travel when I used to work for companies that didn't do corporate cards. Literally almost 3 years worth of hotel stays, 3-5 nights per week went on one of them @ 2-3% points. Paid off every month and never paid a dime in interest. Currently could cash out for about $10k, or use it for about $15k in travel....if glorious leader Biden ever lets us travel again.
Click to expand...

I dont blame you for that, or anyone, regardless how deep they wanna go with it.

I've got one for personal, zero on business. small limit compared to some I hear of. occasionally theyll call "hey! we'll increase/increased your limit!" usually with the response of "why? I'm mature enough to know im not mature enough to have that much of a limit!", gets a chuckle.
 
I get 6% back on groceries.

yay.
 
Sooooo spinoff with all of you saying use a card...I to like the idea of the protection as I have had my bank card hacked once....Which M&T took care of right now.... But what is a a good card to get for travel, grcoeries, online purchases, etc.
 
You must log in or register to reply here.
Top Back Refresh