What's new
By:
Filters

Anyone check their Bank of America balance today?

I didn’t know Americans use BOA
 
SanDiegoCJ said:
Same here, will have ZERO to do with them.
Click to expand...
Yep, same with Wells Fargo, Truist, or really any of the other big banks.

Did recently leave a credit union for Capital One though. Service had gotten terrible, constant issues with them shutting cards off for "fraud", and had weird issues for several months where they weren't sending my direct deposit through at midnight, sometimes it wouldn't go through til like 10 AM on Friday. Capital One deposits that shit within like 30 minutes of my bosses wife sending in payroll, half the time I end up getting paid Wed or Thursday now.
 
trampas said:
Hate Wells Fargo with unbridled passion, and that's a lot of passion. Who hires for that stupid institution, complete idiots? :laughing:
Click to expand...
I know a guy with a 7 figure Wells Fargo account. Moved and he changed his address with the bank. Months later he checks and his account is closed. No $ to be located. Due to lack of activity they closed his account and mailed a physical check to his old address! And his new address was on the account. Took over 2 months for them to open an account and put his $ back in it. In the meantime his SS checks all were getting returned to the SS office. Because it was the government it took him 6 months to sort that out…. So there was activity. Monthly ss checks going in
 
Poke said:
I know a guy with a 7 figure Wells Fargo account. Moved and he changed his address with the bank. Months later he checks and his account is closed. No $ to be located. Due to lack of activity they closed his account and mailed a physical check to his old address! And his new address was on the account. Took over 2 months for them to open an account and put his $ back in it. In the meantime his SS checks all were getting returned to the SS office. Because it was the government it took him 6 months to sort that out…. So there was activity. Monthly ss checks going in
Click to expand...

That happens with any institution, the lack of activity part i mean. Anything over 3 years and the feds require banks to do that. Wells Fargo on the other hand, could easily fuck up a cold sammich.
 
trampas said:
Hate Wells Fargo with unbridled passion, and that's a lot of passion. Who hires for that stupid institution, complete idiots? :laughing:
Click to expand...
Had them in my early 20s. Checking was setup to draw from savings if there was an overdraft situation and savings was setup to draw from a joint account with my dad if that overdrafted for any reason. Forget why, but they tried to charge me like $300 in overdraft fees despite all 3 accounts having money in them. I go to the branch in person and the manager tells me it shouldn't have overdrafted but they're not going to remove the fees unless I upgrade my account.

Oh ok, then give me every fucking penny in both those accounts right now and close them. I also recorded this conversation so I'll see your in court about the overdraft fees. Suddenly he can remove them and is begging me not to close my accounts. Nope, too late. Closed both and went over to a local bank. Came back later that day with my dad, closed the joint account and his accounts and moved them to the same local bank.
 
Motorcharge said:
Had them in my early 20s. Checking was setup to draw from savings if there was an overdraft situation and savings was setup to draw from a joint account with my dad if that overdrafted for any reason. Forget why, but they tried to charge me like $300 in overdraft fees despite all 3 accounts having money in them. I go to the branch in person and the manager tells me it shouldn't have overdrafted but they're not going to remove the fees unless I upgrade my account.

Oh ok, then give me every fucking penny in both those accounts right now and close them. I also recorded this conversation so I'll see your in court about the overdraft fees. Suddenly he can remove them and is begging me not to close my accounts. Nope, too late. Closed both and went over to a local bank. Came back later that day with my dad, closed the joint account and his accounts and moved them to the same local bank.
Click to expand...

It's been too long for me to recollect but, i had something of that exact nature happen when i was with them (in my early 20s) and i was shocked by the ineptitude of each and every employee in that damn bank. They frankly didn't know how to execute anything :lmao:

Luckily, it was a backup account i set up for my girlfriend and i closed that shit out within a couple weeks iirc. My gawd were those people (and their banking policies) some total bullhonk. :laughing:

To this day i recall how absolutely absurd some of the hoops were that you had to jump through to do the simplest of things...
 
trampas said:
It's been too long for me to recollect but, i had something of that exact nature happen when i was with them (in my early 20s) and i was shocked by the ineptitude of each and every employee in that damn bank. They frankly didn't know how to execute anything :lmao:

Luckily, it was a backup account i set up for my girlfriend and i closed that shit out within a couple weeks iirc. My gawd were those people (and their banking policies) some total bullhonk. :laughing:

To this day i recall how absolutely absurd some of the hoops were that you had to jump through to do the simplest of things...
Click to expand...
I remember what it was now, direct deposit and autodraft shit both went through at midnight and they intentionally processed the autodraft before the deposit and charged me instead of pulling from the savings.
 
blakes said:
No it's not.
Click to expand...
It kind of is, though.

Cash is no longer king. Some places force you to a)buy a smart phone and b)download an app from a private company and c)use that app to pay.
You with a flip phone and cash in hand, or even credit card, can't get in.

So if the only way to live life is to go the digital route, we're a bit there and all it takes is for you to send a gofundme to the wrongthink and have you funds frozen.
 
Yota Up said:
It kind of is, though.

Cash is no longer king. Some places force you to a)buy a smart phone and b)download an app from a private company and c)use that app to pay.
You with a flip phone and cash in hand, or even credit card, can't get in.
Click to expand...

I'll buy THAT for a dollar. You take Venmo?
 
You must log in or register to reply here.
Top Back Refresh