I have money in the stock market (mainly an index fund) and an equal amount sitting in a Capital One online savings. The rate fluctuates and with the current shit state of affairs it's dropped down from 2% (which took eternity to even get there) down to 0.8% now, which to me...sucks. Are there any fairly safe investments that will give a modest 3 or 4% return that I can do with a large chunk of money?? I don't want to throw it all into stocks because the wild up and down swings are stressful... This is money that I'm not comfortable with losing. CD's are trash right now, online savings is trash right now... Even trying to save seems like a big waste of time to me anymore, but I gotta....
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Investing is going to be a struggle if you are looking for good gains but are afraid to lose. -
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If you have some handyman skills.....
Rentals!!!!
As many units you can buy on one parcel (cheaper per unit that way)!!! Find the best PM in the city!!!!
Best returns I’ve ever had!!!Comment
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i put my kids savings into a 'promo' rate CD that is something like 2.5%. not great, better than 0, very stable.
"one of these days" i need to get around to investing in corporate bonds and such, 4% APY should be easily doable
Up is difficult, down is dangerousComment
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Not if you have a good PM!!! All my issues went away and vacancy rates went almost to zero!!!Originally posted by xXClamhammer69Xx
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Cash in a jar, guns, and ammo.
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Is there something expensive you want in the future?
Is there something you can buy now that will increase your earning potential?
/ Dave Ramsey/ do you have a credit card to pay off?
We save for retirement, trying to find investments that beat inflation, then use 2010 dollars to buy 2040 goods.
I don't have much in savings, but have paid for trucks trailers, forklifts, welders, a small crane truck, and am backhoe shopping. I can cherry pick smoking deals on things I don't really need, use it to make money, and if I ever get really jammed up, I sell it in the end, even if i liquidate it below market value, I'll still probably profit.
I've been on strike since October, this has done me pretty well.
I want to semi retire earlier than most on a little hobby farm and tinker with shit, maybe build custom cars and sell them, tractors, whatever. Instead of doing things the hard way now, breaking my back, and wearing myself out, to save a million dollars, I buy the equipment now and use it now, getting more accomplished in less time with less damage to my back, and in the end, I'll still have well made equipmentComment
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That's my longer term strategy.
Short term, we're going to have market turmoil, I think we're going to have deflation then a great deal of inflation, possibly hyper inflation.
In the short term, if you can buy guns and ammo within 20%of 2019 prices, buy some, if you can buy silver for $3.50 over spot, buy some, and hold cash for deals. There will be a wave of delinquencies and lots of 2nd hand goods will hit the market.Comment
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I bought quite a bit of facebook and snapchat back in march.
Snapchat has more than doubled, facebook is up 40 percent or so. Tech fund is rocking right now, but not sure how long that'll last. I'll prob let ride until the end of the year and pull out or switch to precious metals. This all just feels fake and its gonna come crashing down.Comment
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Gold, silver, and of course, your base metals too. Copper, lead, brass... preferably assembled... 🤔Comment
Gregj50!!!!!
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